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Každému sa financie v peňaženke hromadia aj rozkotúľajú iným spôsobom. Či už ste typ človeka, ktorý celý život len sporí alebo naopak taký, ktorý utráca jedna radosť. Zistite, ku ktorému typu patríte, na čo by ste si mali dať pozor a ako si s tým poradiť.

Sporím, sporíš, sporíme

Patríte k ľuďom, ktorí neustále sporia, každý zarobený peniaz si odkladajú do prasiatka a len ťažko z neho dokážu niečo vybrať? Ste skromní, praktický a priatelia k vám radi chodia po rady ohľadom výhodných zliav či sporiacich fondoch. Síce veríte, že šetrenie je najlepšia metóda životnej istoty, vašou nevýhodou je, že sa bojíte každej straty peňazí.

V obchode sa radšej nepozeráte po ničom, čo by sa vám mohlo páčiť, pri každej platbe kontrolujete stav účtu, stresujete a ľutujete, o koľko financií ste prišli. Keďže dokážete pre peniaze obetovať koníčky, mali by ste si dať pozor na to, aby vám zážitky a život neutiekol rovno pred očami. Skúste si preto viac užívať a stanovte si pravidlá, ktoré vám pomôžu míňať rozumne, ale aj ušetria čas pre vás a vaše záľuby.

Utrácate jedna radosť

Opakom sporiteľa je utrácač. Ak patríte k tomuto finančnému typu, máte tendenciu míňať peniaze na čokoľvek, o čom si myslíte, že nevyhnutne potrebujete. Nakupovanie vás robí šťastnými. Dokonca aj medziľudské vzťahy utužujete vecami, bez ktorých jednoducho strácate istotu.

Najhoršie na tom však je, že zvyknete nakupovať aj vtedy, keď máte na krku dlhy. Bohužiaľ, to už značí závislosť, ktorú skrývate pred blízkymi, hoci vás dostáva na samé dno. Máme pre vás niekoľko rád. Skúste si nastaviť veľmi prísny plán, v ktorom si určíte svoje priority. Takisto si pred každou kúpou vždy rozmyslite, či je pre vás daná vec potrebná. V neposlednom rade sa s niekým o vašom probléme porozprávajte a snažte sa tráviť viac času plnohodnotnejšími vecami než je nakupovanie.

Zarábanie je pre vás všetko

Ak je zarábanie vaším životným šťastím, najväčším úspechom a vynakladáte naň väčšinu energie, pravdepodobne patríte k zarábačom. Milujete, keď vás niekto pochváli za vašu finančnú nezávislosť a zázemie. Pre prácu a zárobok by ste jednoducho urobili všetko. Mali by ste si však dať pozor na to, aby sa peniaze nestali jediným, čo v živote máte. Môže sa totiž stať, že začnete zanedbávať rodinné alebo partnerské vzťahy a uprednostňovať materiálne hodnoty pred tými abstraktnejšími. Či už je to čas strávený s blízkymi alebo strata koníčkov. Skúste sa zamyslieť, prečo vlastne zarábate. Ak prídete na to, že ste zabezpečení už dostatočne, investujte do seba, do vzdelania a zážitkov. Začnite viac tráviť čas s tými, na ktorých vám záleží, obdaríte tým nielen ich, ale aj seba.

 

Peniaze sú vám ľahostajné

Patríte k ľuďom, ktorým sú peniaze ľahostajné? Ak áno, pravdepodobne ich vnímate povrchne a dokonca aj reči o nich vás priam nudia, otravujú a urážajú. V tom najhoršom prípade dokážete uveriť tomu, že peniaze a majetok nosia smolu, a preto ste schopní odmietnuť aj dedičstvo.

Niekedy máte totiž pocit, že peniaze by nesprávne nasmerovali váš život. Síce sú myšlienky o tom, že nič materiálne nepotrebujete, správne a zdravé, občas vedia byť na škodu. Bohužiaľ, ak pre vás peniaze nič neznamenajú a nesporíte si, veľmi ľahko sa môžete dostať do dlhov, a tým aj do horšieho psychického stavu. Skúste si preto radšej pravidelne kontrolovať výdavky a príjmy. Ak to začnete robiť, uchránite sa od finančného stresu či konfliktov s blízkymi.

Šetríte aj míňate

Šetríte niekoľko mesiacov a odkladáte každú jednu výplatu a zrazu vaše úspory z ničoho nič impulzívne miniete, a to aj na veci, ktoré reálne nikdy nevyužijete. Poznáte to? Ak áno, ste kombináciou šetričov aj utrácačov. Najhoršie na tom je, že sa na jednej strane nútite šetriť, no na druhej by ste najradšej všetko rozhádzali. Práve to vás neustále drží pod materiálnym tlakom, ste vystresovaní a sklamaní sami zo seba.

Skúste si preto urobiť revíziu, čo a začo ste za posledný mesiac minuli najviac peňazí. Potom si na ďalšie obdobie naplánujte podľa toho, koľko zarobíte, na čo všetko môžete a nemôžete peniaze minúť. Iba takto budete mať prehľad o tom, čo si dovoliť môžete a čo je už cez čiaru.

Hazard s peniazmi

Baví vás zarábať, ale zároveň aj míňať? Ak milujete vzrušenie z rizika a prísľuby peňažných odmien sú pre vás potešením, v ktorom sa dokážete rýchlo stratiť, pravdepodobne patríte k hazardérom. Tí sa vyžívajú v tom, keď môžu s peniazmi riskovať. Jednoducho, len unikajú pred nudou.

Mali by ste si však dať pozor, aby ste sa často nestretávali s náhlymi pádmi a zničujúcimi stratami, ktoré vyvrcholia tým, že si budete musieť požičať alebo začať míňať dlho šetrené peniaze. Skúste si preto pri najbližšej výplate veľmi dobre rozmyslieť, či ju chcete celú hneď utratiť. Takisto si ju môžete okamžite vložiť na účet, z ktorého si ju len tak nebudeme môcť vybrať.

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Každý človek narába s peniazmi inak. Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. Zistite, aký ste finančný typ ste vy a čo s tým.

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Každý človek narába s peniazmi inak. Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. Zistite, aký ste finančný typ ste vy a čo s tým.

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Všetko dôležité, rady pre ženy, rozhovory, poradňa, diéty, príbehy a emócie z prvej ruky. 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Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. [metadata] => robots= author= title=Šetrilky, utrácačky aj hazardérky - podľa odborníka je 6 finančných typov ľudí. Ako s peniazmi narábate vy? [metakey] => životný štýl, peniaze, typy ľudí, financie [plugins] => {"incptvocmimagegalleryIGParameters":"default","incptvocmimagegalleryocmIGposition":"OcmAfterDisplayContent","incptvocmimagegalleryocmIGtheme":"CameraSlideshow","incptvocmimagegalleryImages":["\/images\/slike\/2022\/07\/25\/1881203.jpg"],"incptvocmimagegalleryImageTitles":["unsplash"],"incptvocmimagegalleryImageDescriptions":["

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Každý človek narába s peniazmi inak. Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. Zistite, aký ste finančný typ ste vy a čo s tým.

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typov ľudí. Ako s peniazmi narábate vy? 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Každému sa financie v peňaženke hromadia aj rozkotúľajú iným spôsobom. Či už ste typ človeka, ktorý celý život len sporí alebo naopak taký, ktorý utráca jedna radosť. Zistite, ku ktorému typu patríte, na čo by ste si mali dať pozor a ako si s tým poradiť.

Sporím, sporíš, sporíme

Patríte k ľuďom, ktorí neustále sporia, každý zarobený peniaz si odkladajú do prasiatka a len ťažko z neho dokážu niečo vybrať? Ste skromní, praktický a priatelia k vám radi chodia po rady ohľadom výhodných zliav či sporiacich fondoch. Síce veríte, že šetrenie je najlepšia metóda životnej istoty, vašou nevýhodou je, že sa bojíte každej straty peňazí.

V obchode sa radšej nepozeráte po ničom, čo by sa vám mohlo páčiť, pri každej platbe kontrolujete stav účtu, stresujete a ľutujete, o koľko financií ste prišli. Keďže dokážete pre peniaze obetovať koníčky, mali by ste si dať pozor na to, aby vám zážitky a život neutiekol rovno pred očami. Skúste si preto viac užívať a stanovte si pravidlá, ktoré vám pomôžu míňať rozumne, ale aj ušetria čas pre vás a vaše záľuby.

Utrácate jedna radosť

Opakom sporiteľa je utrácač. Ak patríte k tomuto finančnému typu, máte tendenciu míňať peniaze na čokoľvek, o čom si myslíte, že nevyhnutne potrebujete. Nakupovanie vás robí šťastnými. Dokonca aj medziľudské vzťahy utužujete vecami, bez ktorých jednoducho strácate istotu.

Najhoršie na tom však je, že zvyknete nakupovať aj vtedy, keď máte na krku dlhy. Bohužiaľ, to už značí závislosť, ktorú skrývate pred blízkymi, hoci vás dostáva na samé dno. Máme pre vás niekoľko rád. Skúste si nastaviť veľmi prísny plán, v ktorom si určíte svoje priority. Takisto si pred každou kúpou vždy rozmyslite, či je pre vás daná vec potrebná. V neposlednom rade sa s niekým o vašom probléme porozprávajte a snažte sa tráviť viac času plnohodnotnejšími vecami než je nakupovanie.

Zarábanie je pre vás všetko

Ak je zarábanie vaším životným šťastím, najväčším úspechom a vynakladáte naň väčšinu energie, pravdepodobne patríte k zarábačom. Milujete, keď vás niekto pochváli za vašu finančnú nezávislosť a zázemie. Pre prácu a zárobok by ste jednoducho urobili všetko. Mali by ste si však dať pozor na to, aby sa peniaze nestali jediným, čo v živote máte. Môže sa totiž stať, že začnete zanedbávať rodinné alebo partnerské vzťahy a uprednostňovať materiálne hodnoty pred tými abstraktnejšími. Či už je to čas strávený s blízkymi alebo strata koníčkov. Skúste sa zamyslieť, prečo vlastne zarábate. Ak prídete na to, že ste zabezpečení už dostatočne, investujte do seba, do vzdelania a zážitkov. Začnite viac tráviť čas s tými, na ktorých vám záleží, obdaríte tým nielen ich, ale aj seba.

 

Peniaze sú vám ľahostajné

Patríte k ľuďom, ktorým sú peniaze ľahostajné? Ak áno, pravdepodobne ich vnímate povrchne a dokonca aj reči o nich vás priam nudia, otravujú a urážajú. V tom najhoršom prípade dokážete uveriť tomu, že peniaze a majetok nosia smolu, a preto ste schopní odmietnuť aj dedičstvo.

Niekedy máte totiž pocit, že peniaze by nesprávne nasmerovali váš život. Síce sú myšlienky o tom, že nič materiálne nepotrebujete, správne a zdravé, občas vedia byť na škodu. Bohužiaľ, ak pre vás peniaze nič neznamenajú a nesporíte si, veľmi ľahko sa môžete dostať do dlhov, a tým aj do horšieho psychického stavu. Skúste si preto radšej pravidelne kontrolovať výdavky a príjmy. Ak to začnete robiť, uchránite sa od finančného stresu či konfliktov s blízkymi.

Šetríte aj míňate

Šetríte niekoľko mesiacov a odkladáte každú jednu výplatu a zrazu vaše úspory z ničoho nič impulzívne miniete, a to aj na veci, ktoré reálne nikdy nevyužijete. Poznáte to? Ak áno, ste kombináciou šetričov aj utrácačov. Najhoršie na tom je, že sa na jednej strane nútite šetriť, no na druhej by ste najradšej všetko rozhádzali. Práve to vás neustále drží pod materiálnym tlakom, ste vystresovaní a sklamaní sami zo seba.

Skúste si preto urobiť revíziu, čo a začo ste za posledný mesiac minuli najviac peňazí. Potom si na ďalšie obdobie naplánujte podľa toho, koľko zarobíte, na čo všetko môžete a nemôžete peniaze minúť. Iba takto budete mať prehľad o tom, čo si dovoliť môžete a čo je už cez čiaru.

Hazard s peniazmi

Baví vás zarábať, ale zároveň aj míňať? Ak milujete vzrušenie z rizika a prísľuby peňažných odmien sú pre vás potešením, v ktorom sa dokážete rýchlo stratiť, pravdepodobne patríte k hazardérom. Tí sa vyžívajú v tom, keď môžu s peniazmi riskovať. Jednoducho, len unikajú pred nudou.

Mali by ste si však dať pozor, aby ste sa často nestretávali s náhlymi pádmi a zničujúcimi stratami, ktoré vyvrcholia tým, že si budete musieť požičať alebo začať míňať dlho šetrené peniaze. Skúste si preto pri najbližšej výplate veľmi dobre rozmyslieť, či ju chcete celú hneď utratiť. Takisto si ju môžete okamžite vložiť na účet, z ktorého si ju len tak nebudeme môcť vybrať.

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Ku ktorému finančnému typu patríte vy?
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Každý človek narába s peniazmi inak. Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. Zistite, aký ste finančný typ ste vy a čo s tým.

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Ku ktorému finančnému typu patríte vy?
Ku ktorému finančnému typu patríte vy?unsplash
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Šetrilky, utrácačky aj hazardérky - podľa odborníka je 6 finančných typov ľudí. Ako s peniazmi narábate vy?

30.03.2023, 10:35
Životný štýl
Autor:
Viktória Briešková

Každý človek narába s peniazmi inak. Niekto financie rozhadzuje tak, akoby ich ani nepotreboval, iný má doma peknú zbierku preplnených prasiatok, z ktorých nikdy nič nevytiahol. Podľa známeho japonského odborníka narábajú ľudia s peniazmi 6 spôsobmi. Zistite, aký ste finančný typ ste vy a čo s tým.

Každému sa financie v peňaženke hromadia aj rozkotúľajú iným spôsobom. Či už ste typ človeka, ktorý celý život len sporí alebo naopak taký, ktorý utráca jedna radosť. Zistite, ku ktorému typu patríte, na čo by ste si mali dať pozor a ako si s tým poradiť.

Sporím, sporíš, sporíme

Patríte k ľuďom, ktorí neustále sporia, každý zarobený peniaz si odkladajú do prasiatka a len ťažko z neho dokážu niečo vybrať? Ste skromní, praktický a priatelia k vám radi chodia po rady ohľadom výhodných zliav či sporiacich fondoch. Síce veríte, že šetrenie je najlepšia metóda životnej istoty, vašou nevýhodou je, že sa bojíte každej straty peňazí.

V obchode sa radšej nepozeráte po ničom, čo by sa vám mohlo páčiť, pri každej platbe kontrolujete stav účtu, stresujete a ľutujete, o koľko financií ste prišli. Keďže dokážete pre peniaze obetovať koníčky, mali by ste si dať pozor na to, aby vám zážitky a život neutiekol rovno pred očami. Skúste si preto viac užívať a stanovte si pravidlá, ktoré vám pomôžu míňať rozumne, ale aj ušetria čas pre vás a vaše záľuby.

Utrácate jedna radosť

Opakom sporiteľa je utrácač. Ak patríte k tomuto finančnému typu, máte tendenciu míňať peniaze na čokoľvek, o čom si myslíte, že nevyhnutne potrebujete. Nakupovanie vás robí šťastnými. Dokonca aj medziľudské vzťahy utužujete vecami, bez ktorých jednoducho strácate istotu.

Najhoršie na tom však je, že zvyknete nakupovať aj vtedy, keď máte na krku dlhy. Bohužiaľ, to už značí závislosť, ktorú skrývate pred blízkymi, hoci vás dostáva na samé dno. Máme pre vás niekoľko rád. Skúste si nastaviť veľmi prísny plán, v ktorom si určíte svoje priority. Takisto si pred každou kúpou vždy rozmyslite, či je pre vás daná vec potrebná. V neposlednom rade sa s niekým o vašom probléme porozprávajte a snažte sa tráviť viac času plnohodnotnejšími vecami než je nakupovanie.

Zarábanie je pre vás všetko

Ak je zarábanie vaším životným šťastím, najväčším úspechom a vynakladáte naň väčšinu energie, pravdepodobne patríte k zarábačom. Milujete, keď vás niekto pochváli za vašu finančnú nezávislosť a zázemie. Pre prácu a zárobok by ste jednoducho urobili všetko. Mali by ste si však dať pozor na to, aby sa peniaze nestali jediným, čo v živote máte. Môže sa totiž stať, že začnete zanedbávať rodinné alebo partnerské vzťahy a uprednostňovať materiálne hodnoty pred tými abstraktnejšími. Či už je to čas strávený s blízkymi alebo strata koníčkov. Skúste sa zamyslieť, prečo vlastne zarábate. Ak prídete na to, že ste zabezpečení už dostatočne, investujte do seba, do vzdelania a zážitkov. Začnite viac tráviť čas s tými, na ktorých vám záleží, obdaríte tým nielen ich, ale aj seba.

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#ŽIVOTNÝ ŠTÝL#PENIAZE#TYPY ĽUDÍ#FINANCIE
Elementy ženy: Vyšetrovaľ Matej Snopko

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29. január 2026 10:33